Why I joined the board of my HOA to protect my investment

Last year, we bought our first home: it is a townhouse in a community governed by an HOA. Because I heard so many crazy...
Pile of cash

Why should you invest?

Or how to wisely spend your savings When I started working and making my first salaries, I could see money deposited on my bank account, it...
In which bucket is your money?

Guidelines to an effective asset allocation

An Asset Allocation is typically based on 4 types of basics assets: Stocks, Real-Estate, Bonds and Cash and a target allocation very much depends on the individual,...

Berkshire Hathaway 2014 Financial report is out!

"Fifty years ago, today’s management took charge at Berkshire. For this Golden Anniversary, Warren Buffett and Charlie Munger each wrote his views of what...

The All-You-Can-Eat Mortgage

This past 4th of July, Matt Stonie set a new world record. Not any kind of record, but one that we can easily imagine how impossible the feat is...

How much money is enough money?

It depends You have probably heard that question before and it is one similar to "What would I do if win the lottery?" as they are...
Confused

Pay cash or Finance ? The Ultimate Guide

There are several articles out there on the topic of "Pay cash vs Finance", which usually conclude that "it depends". Or do whatever 'feels' right. But we won't...

Is Berkshire Hathaway an index fund?

Investing in index funds is great: the portfolio is widely diversified (eg. throughout an entire industry or country's economy), the management cost is low (Vanguard's S&P500...

Should you Buy Mortgage Points?

As we move forward with our home purchase, this week was the occasion to discuss with our lender the purchase of mortgage points. Points can be...
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