Note: This page is required by the FTC. However instead of reinventing the wheel, I took the generous offer from Tim Ferris to borrow the text and images from his disclosure page.

This blog is not primarily financially driven. I put it up in 2015 to share my experiences,  learn from other smart readers and build a community around this shared knowledge.

Since December 1, 2009, the FTC requires bloggers to disclose whenever there could be hidden interests or unspoken biases related to recommendations.  So here goes…

FTC Disclosures

Per the FTC rules, if I interview someone and they grab the bill for lunch, I would need to disclose this. Ditto if I use an Amazon link that gets me 8 cents instead of an Amazon link that gets me 0 cents. If someone gives me a comfy t-shirt with a logo and I wear it in a photo, same deal. Disclaimers all over the place. This would be tedious for me and even more tedious for readers. But rules are rules. To cover my ass and preserve your reading experience, please assume that, for every link and product I use, the following all hold true: